I was writing the other day how tight it is right now and will be in the near future. We’re 1.5 years into a 5 year get debt free diet. I can’t wait to get to the end of that 5 years, let me tell you! We’re planning on buying a house in the next few months but other than that we will have zero debt. We’ve set things up so that we can’t get into more debt accidentally or even if we wanted to.
How did we get into debt? With a truck loan still not paid off, 6 months of no income because of dh’s job training in a new and more secure career and the subsequent low pay for the next couple years it just added up. We knew it was going to get better but there wasn’t anything we could until it did. We had to move twice in the last few years simply because of landlords not following through with their assurances to not sell and in one case the added issue of suddenly having an empty well. Not a great thing when you’re a few months pregnant and suffering a great deal from “morning sickness”.
Our priorities are straight despite heartbreakingly missing dear friend’s weddings taking place further than we can afford and family get togethers off island. Do they understand? I don’t know. I hope so. There are other things we want but haven’t been able to afford. We want a desktop computer and I want a better camera. There have been times when we think we can make one or the other happen but then something else comes up.
I decided to take a step closer to being able to buy the things we really want. Just waiting around for the money isn’t happening. I took all my saved coin and split it between the two jars and I’m going to try and take $5-50 from each paycheck to add to it.
This is where the kid’s piggy banks came in. Lily decided she wanted her own money collector and I remembered seeing one that you can colour yourself. We set off get piggy banks and return bottles along the way! Colouring these banks were really fun! The first thing Lily did after finishing colouring her bank was to go to my wallet and take all the change. Hmph. It may take me longer than I thought to save for that new camera.